Funded by Welsh Government, the Community Asset Loan Fund offers loan finance for groups looking to bring property into community ownership.

The Community Asset Loan Fund (CALF) is a scheme funded by Welsh Government and managed by our Social Investment Cymru team.

Loans are available to assist voluntary organisations to take ownership of an asset for the community. CALF has been designed to reward those who can demonstrate a commitment to tackling poverty or climate change, with opportunities for reductions in the standard interest rates.


CALF is managed by WCVA’s Social Investment Cymru team which aims to lend where traditional lenders won’t. The loan fund is an exciting new addition to our range of loans, grants and blended investment options for voluntary organisations in Wales.

Loans up to value of £300,000 are available for the purchase of property for community use, or for use by groups that will benefit the community such as charities, social enterprises or Community Interest Companies (CICs).

Unlike traditional bank loans CALF can fund up to 100% of the property value.

CALF will also complement existing loan arrangements. Organisations that already have plans in place to part finance the purchase of a property are encouraged to contact Social Investment Cymru to see how we can support you to make up the difference.


We’re working with our sister organisation Cynnal Cymru, the leading sustainable development organisation in Wales.

A reduction in interest rates of up to 1% is available for organisations that are, or will become, Living Wage accredited and / or those implementing and maintaining an environmental action plan.

Small grants are also available at the time of purchase to help organisations to develop and implement an action plan to address climate change for the management of their property.


The Community Asset Loan Fund is open for applications now. For more information or to express an interest please contact Social Investment Cymru on